Nepal’s Banking Challenges
AI360 Agentic Benefits
AI-Powered ECL Modeling (Aligned with NFRS)
AI360 Agent helps banks comply with NFRS standards, especially with ECL (Expected Credit Loss) — no more guesswork, just intelligent forecasting.
How It Works:
- Runs on top of your Data Warehouse or Big Data platform
- Uses AI to forecast credit risk based on historical patterns, behaviors, and defaults
- Calculates loan-stage transitions and risk factors dynamically
AI-Powered Use Cases
- Risk-Based Pricing: Adjust interest rates based on real-time risk scores.
- Early Warning Signals: Predict probability of default.
- Smarter Onboarding: Detect high-risk customers at onboarding.
Ready to Lead Your Bank Into the AI Era?
AI360 Agentic empowers banking leaders to ask, analyze, and act — instantly and intelligently. Let your data speak your language.